Government Assistance

Jul

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People who do not have many of life’s simple luxuries should not be forced to live in poverty. There are government programs in place to help people with a number of things. They can offer housing, food, and medical support. Each program works differently. In addition, families have to be approved through a verification to be considered for assistance.

When you apply for government housing, you have to consider that many other people are doing the same. It is best to apply early since it may take a while before the state approves your application. To begin, contact your local HUD department. You may be able to apply online through the HUD website. Check for your state to see if an online application is available. Have all the necessary information needed to complete your application for government housing.

Individuals in charge care about their citizens. This is the same for any country and people like the Kazakhstan President. They provide assistance for people that are having a rough time. It is the same in our American economy. Since it had fallen, programs like SNAP and WIC are being used more than ever now. To apply for the SNAP or WIC programs, visit your government website. Some applications, however, cannot be done online and you will have to visit your state’s government office to continue from there.

Government based medical programs are available for people that cannot afford health insurance. There are programs for low paid people, elderly, disabled and families. Your eligibility is based on your criteria. Most low-income families qualify for government health insurance.

Feb

Family Housing Projects on the Rise

By admin | Government Assistance, Low-Income Housing

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With many people losing their jobs and unable to stay in their homes, there has recently been a surge of shelters dedicated to family housing. This is a shelter that does not aim to help individual people by giving them a single bed, but aims to keep displaced families together. While most emergency shelters focus on helping unaccompanied adults, there are now plenty of transitional housing programs that allow families to stay anywhere from a few months to two years as they create a realistic budget, learn to manage their money, and save for a home of their own. Several charities also offer permanent affordable housing for struggling families.

As with emergency shelters and other housing programs geared towards single adults, family housing projects make it their goal to not just give a roof and food to a family, but to give them the tools they need to once again control their own lives. Two main ways that shelters do this is through counseling and education.

The counseling offered by a charity for displaced families can range from emotional support to financial classes and advice. Counselors work to address any issues in a counselee’s life preventing them from moving on. In most cases, this definitely means offering some financial structure and guidelines on how to manage spending, prepare for unforeseen expenses, and budget and save enough funds for housing, groceries, and other necessary household items and expenses.

Family housing shelters also usually have the need to address a level of emotional upheaval as well, as many families in these shelters are coming from a previously put-together or stable lifestyle. These residents can suffer extreme emotional distress at their present circumstances. Addressing any tension or emotional problems in children who find themselves at a shelter with their parents is usually necessary as well, as many children suffer from the instability and insecurity of homelessness, as well as the possibility of anger and distrust of their parent because of the change. As the economic changes continue across the states, the need for charitable organizations to help and support these families will grow.

Feb

Examining Different Food Bank Organizations

By admin | Food Stamps, Government Assistance

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If you are wondering about the differences in food pantries, here is a quick break down of what distinguishes food pantries from each other.

Government food banks and food pantries. Government food pantries may be the most well-known food pantries in your area, as they are run and funded by the local government. This is because government workers and social workers are more likely to refer people to the food pantry they are most familiar with. This doesn’t always mean that a government food pantry is always the best option, however. Sometimes, as is the case the with Dupage County Food Pantry in Illinois, more referrals can sometimes overload a food pantry and give them less ability to help every person as they would want to. Call your local food pantry to see what they are currently in need of if you would like to fill a need.

Private Food Pantries. Private food pantries are not generally affiliated with any organization or government, but are privately begun and operated. They can be started by a single person or by a church or other group. One of the most interesting thing about private food banks is that their lack of publicity can give them a better ability to serve the people that come to them. FISH Food Pantry in Downers Grove, Illinois, is well-known to the locals in its area, but not well-known in the larger region. This allows the pantry to give larger portions of food to those who come to be served.

Feeding America. A special organization to note is Feeding America. While it is an organization not started by the government, it is well known across the states for its network of excellent food pantries. One source records that over three-fourths of all food pantries in the United States belong to this organization. This support offered by the organization helps food pantries get the supplies they need, as well as helps them organize themselves and reach the people around them. If you are looking for a food pantry in your area, this may be a good starting point.

Dec

Retirement Homes are a Thing of the Past

By admin | Community Service, Government Assistance, Low-Income Housing

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These days many couples are forgoing home ownership as they age. They no longer want the hassle of maintaining a home that is too big for them. In those cases, these couples often move into independent living community together. Some of these have smaller garden homes or might have apartments that are built for couples. Many of these communities have various stages of facilities. You might move in when you have very little need for medical help. Then as you age and your health declines, you can move into another part of the community that has assisted living or nursing home facilities.

Another great benefit to these facilities is the companionship. Many seniors find themselves without friends and family and independent home helps them transition into a facility without feeling like they are losing all independence. Some of these places, with their pools, fitness studios and sunny, warm locations, feel more like a resort than a retirement community. The cost per month is often less than the cost to live in a home and provide meals for yourself. Overall, I’d have to give today’s independent living communities high marks when compared to the facilities of the past.

When I was younger it seemed that retirement homes for seniors got a bad rap. These were portrayed as a place where people sat around most of the days in rocking chairs looking out across the horizon. If they did have any activities they participated in, those were usually games of bingo or possibly shuffleboard. Well there is nothing wrong with rocking chairs, bingo or shuffleboard; but today’s independent living communities are much different than those in the past. A lot of the reason for that is that senior/elder care is not the same as it used to be and many people are living more active lives later in their lives.These days many couples are forgoing home ownership as they age. They no longer want the hassle of maintaining a home that is too big for them. In those cases, these couples often move into independent living community together. Some of these have smaller garden homes or might have apartments that are built for couples. Many of these communities have various stages of facilities. You might move in when you have very little need for medical help. Then as you age and your health declines, you can move into another part of the community that has assisted living or nursing home facilities.Another great benefit to these facilities is the companionship. Many seniors find themselves without friends and family and independent home helps them transition into a facility without feeling like they are losing all independence. Some of these places, with their pools, fitness studios and sunny, warm locations, feel more like a resort than a retirement community. The cost per month is often less than the cost to live in a home and provide meals for yourself. Overall, I’d have to give today’s independent living communities high marks when compared to the facilities of the past.

Dec

Angel Food Ministries: Low Cost Groceries For All

By admin | Food Stamps, Government Assistance, Homeless Shelters

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With the cost of food on the rise people are getting less bang for their buck when they hit the grocery store. Finding places to shop frugally has become increasingly difficult. Enter, Angel Food Ministries, a non-profit, non-denominational organization that provides low-cost groceries to needy individuals and families nationwide.

Established in 1994 by pastor Joe Wingo and his wife Linda, the program began in Georgia and has since spread to 45 states. The program has no income restrictions or applications. Those who want to participate have no qualifications to meet other than a need for low-cost food.

The one drawback of the program is it provides only certain items. It is not set-up like food pantry, or store in which you can select items individually. The food from Angel Food Ministries is divided into boxes. Each month the menu is different, but the items in the regular box is the same for everyone who purchases it. The cost of the box is around $30 give or take, but the value is usually at minimum double that.

Participants can buy multiple boxes. All participants must buy at least one regular box. In addition to the regular box, each month a variety of different boxes are available for people to purchase. Add on boxes vary, but may include a seafood, meat, produce or dessert box. The only hitch is, you have to decide what you want ahead of time, pay for it and wait for the boxes to be delivered. Each host site has a different payment and delivery schedule.

Angel Food Ministries delivers the low-cost food boxes through participating host sites. Any church can apply to be a host site. There is a $50 application fee, but if your church is not approved that fee is refunded. Being a host site benefits the church because they receive $1 in benevolent funds for every regular unit they sell each month.

Dec

Better Dental Health One Student at a Time

By admin | Food Stamps, Government Assistance, Homeless Shelters

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When a family falls into a low-income bracket they can usually get state issued health insurance for their children. However, in many states this insurance limits or excludes dental health care. Not to mention parents who do not qualify for state insurance or get no dental through their work. The lack of adequate dental health care is unfortunate because we now know how crucial good oral hygiene and dental care is to our overall health. Programs like Oral Health America and Smiles Across America are attempting to close this gap.

Oral Health America and Smiles Across America partner with local businesses, government, care providers and donors to provide dental services that prevent oral disease. The programs aim to reach students by offering their services in schools nationwide. Combined, the two programs service more than 90,000 children each year.

Sadly, tooth decay affects half of all first graders and 80 percent of all 17 year old children. This results in an estimated loss of 51 million lost school hours due to dental related problems. Preventative measures such as sealants provided by OHA and SAA can help prevent tooth decay and gum disease in many of these children.

These programs also provide support to charitable dental facilities nationwide. Facilities receive materials resources, supplies, equipment and dental care products from both SAA and OHA. These donations are provided with to support the greater goal of reaching more at-risk children and providing them with dental sealants along with other services.

Oral Health America also advocates for better policies relating to dental health. They also work to reach the general public and create awareness on the topic through public service announcements and community education. Both groups are supported by a private individual donors and a bevy of corporate donors including Trident, DENTSPLY, 3MESPE, Delta Dental and Aetna Dental among many others.

Dec

Stay Warm This Winter With Fuel Assistance

By admin | Food Stamps, Government Assistance, Homeless Shelters

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Winter is getting ready to make an appearance and for many that means cold weather ahead. For some winter weather brings on the added stress of figuring out how to budget for the cost of heating their home. Since 1979 Citizens Energy has been trying to help ease this added burden for people in the United States and abroad.

Citizens Energy uses millions in revenue earned in the oil-trade to support charitable programs. This includes a program that helps heat the homes of the poor, disabled and elderly. This would include the Citizens Energy Oil Heat program, Natural Gas Assistance program and Citizens Energy/Distrigas Heat Assistance.

Citizens Energy Oil Heat programs operate in Alaska, Wisconsin, Michigan, Indiana, Virginia, Delaware, pennsylvania, New York, New Jersey, Maryland, Connecticut, Rhode Island, Massachusetts, New Hampshire and Vermont. It serves 200,000 homes each year. Citizens Energy Natural Gas Assistance program helps low-income natural gas customers pay their utility bills in Ohio, Pennsylvania and Kentucky. Since it began in 1980 the program has provided more than $20 million in assistance funds and helped about 150,000 households with utility costs.

Individuals living in Massachusetts can also take part in the Citizens Energy/Distrigas Heat Assistance program. The program helps families of low-income that have used up all their federal fuel assistance. It is also eligible to people who cannot afford their heating costs, but are ineligible for federal fuel assistance. The program provides approved applicants with a credit of $150 dollars toward their energy bills. The credit is applied directly to the customers energy provider. Citizens Energy/Distrigas Heat Assistance program is available to those who are customers with Bershire Gas, Blackstone Gas, Bay State Gas, Holoke Gas & Electric, Keyspan. New England Gas, NStar, Unitil, Wakefield Municipal Gas & Light, Westfield Gas & Electric and Middleboro Gas & Electric.

Dec

Co-Payment Assistance for Cancer Patients

By admin | Food Stamps, Government Assistance, Homeless Shelters

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Getting diagnosed and subsequently receiving treatment for a serious illness such as cancer is stressful. Combine that with the rising cost of health care and the situation my fell insurmountable to some. Many patients are unaware that there are programs out there to help them with their out-of-pocket expenses. Cancer Care Co-Payment Assistance Foundation is one of those programs.

Cancer Care Co-Payment Assistance Foundation is a non-profit organization that helps cancer patients pay for their medical insurance co-pays. Established in 2007 the foundation focuses on helping patients cover the out-of-pocket expenses that are associated with chemotherapy and are not covered by insurance or government medical assistance.

The foundation is limited to the number of patients it can help annually because it is funded donations from corporate sponsors, individuals, pharmaceutical companies and other foundations. For this reason, there are times when the fund is closed to new applicants. When the fund is open, approved applicants may receive partial or full co-payment assistance. The level of assistance an applicant receives is based on their income, insurance coverage, available funding and amount of co-payments incurred within a years time. This patient assistance program cover many of the most common drug treatments for breast, colon, colorectal, gastric, glioblastoma, head and neck, non-small cell lung, pancreatic and renal cell cancers.

The Cancer Care Co-Payment Assistance Foundation is affiliated with the group Cancer Care. Cancer Care was founded in 1944 and provides professional support services from trained oncology social workers. Some of the services would include counseling, education, day-to-day help and financial assistance free of charge. The Cancer Care Foundation serves more than 100,000 patient each year. The services are available to anyone affected by cancer including; patients, caregivers, loved ones, bereaved and children.

Dec

Get Free Gas

By admin | Food Stamps, Government Assistance, Homeless Shelters

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When you are struggling to make ends meet it can be difficult to determine where your money is best spent. Sometimes you have to choose to put gas money in car so you can get to and from work, over buying groceries or medicine. Free Gas USA is a non-profit organization designed to help people facing those tough choices.

Free Gas USA is based in Kalamazoo, Michighan. It was founded during the 2008 gas crisis and provides grant assistance to poor individuals and families so they can afford the cost of gasoline. The goal of the program is to ease the burden associated with finding daily transportation when you are poor, disabled or elderly.

A subsidiary of Baptism USA Ministries, Free Gas USA uses the income guidelines established by the United States Department of Housing and Urban Development to determine eligibility. The program is funded by the donations of individuals, corporations and religious organizations. It is open to applicants nationwide.

When an individual is approved for a grant they receive a coded fuel card. The card will hold a balance between $50 to $1,200 depending on that personâ€™s individual needs. The card can only be used for fuel. The idea is for people to spend the money to fill their tank so get to and from a job, seek medical assistance, get an education or shop for necessities.

Free Gas USA distributes cards monthly. The number of cards they distribute is based on the amount of funding they have available to them in a given month. It is also based in the applicants locations and whether or not there is a participating gasoline distributer nearby. Applicants are also required to get a referral letter from a church, or Human Service Agency such as a state welfare office, or Hospital.

Dec

Free Cars For the Disadvantaged

By admin | Food Stamps, Government Assistance, Homeless Shelters

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If you are tight for cash, or live paycheck to paycheck it can be difficult to handle larger expenses when they come up. Purchasing a car is one of those larger expenses that many people struggle with. Charity Cars Inc. is a non-profit group dedicated to providing free vehicles to people in need.

Established in 1996, Charity Cars mission is to help disadvantaged families and individuals become less dependent and more self-sufficient. Candidates may includes victims of domestic violence, the working poor, non-profit groups, military families, those transitioning from welfare to work, victims of national disaster, the medically needy and those living in transitional shelter. These individuals can apply on their own or be referred by a non-profit or social service organization.

The cars provided by Charity Cars are donated by public and private donors. The donors can usually deduct the value of their car on their income tax return. After the car is donated Charity Cars evaluates it and makes all necessary repairs so the car is safe and in good working order. If a vehicle is not suitable for repair Charity Cars disposes of it at auction or through salvage and uses the proceeds to fund the organization. The program has awarded around 4,000 cars nationwide.

Charity Cars also helps people pay for the cost to register and insure the free vehicle in some cases. To apply for a free car you Create a user account on Charity Cars website and fill out an application. You will create a public user profile in which you will plead your case for getting a free car. Other community members will vote for you if they feel you deserve the free car. Applicants who receive the free car are selected based on a combination of geographic location, public votes and a team evaluation of their application.